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Business Checking & Savings Accounts

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Local business is our business.

We support local small businesses with essential deposit accounts to meet your specific business needs. 

Easily manage your everyday needs with a U1 Business Checking account. To paying employees or making purchases with your debit card, we make it simple to run your evolving business.

Progress Checking

The essential Business Checking account to help get the job done. 

  • $0 Monthly fee
  • $0 minimum balance
  • 200 free monthly transactions
  • Overdraft to Savings

Call Today 

SCHEDULE AN APPOINTMENT

Advantage Checking

 Taking the next step in your business? 

  • $0 Monthly fee*
  • $0 minimum balance
  • Earn with $1,000+
  • Overdraft to Savings

Call Today

SCHEDULE AN APPOINTMENT

Success Checking

Grow your business the right way and earn more!

  • $0 Monthly fee** 
  • $0 minimum balance
  • Earn dividends with $50,000 and over balances
  • Overdraft to Savings

Call Today

SCHEDULE AN APPOINTMENT

Looking to earn dividends on extra cash from your business? We offer competitive rates on our Business Savings accounts with low minimum balances. You can also support your employees with our popular Business Health Savings account.

Business Savings

Plan for the future and earn cash back!  

  • Earn dividends on balances $300 or more
  • $5 minimum balance
  • ATM card

Call Today

SCHEDULE AN APPOINTMENT

Business Health Savings Account

Support your employees with our highly competitive HSA rates!

  • $0 Monthly fee
  • Investment options on balances $1,000 or more
  • Quick, easy sign up

Call Today

SCHEDULE AN APPOINTMENT

Business Savings
Account BalanceDividend RateAPY
$0.00 to $299.99 0.00% 0.00%
$300.00 to $10,000.00 0.05% 0.05%
$10,000.01 to $50,000.00 0.10% 0.10%
$50,000.01 and over 0.15% 0.15%

APY = Annual Percentage Yield

Rates subject to change


Business Advantage Checking
Account BalanceDividend RateAPY
$0.00 to $999.99 Avg. Daily 0.00% 0.00%
$1,000.00 and over 0.10% 0.10%

APY = Annual Percentage Yield

Checking paid on the ADB (Average Daily Balance) of $1,000.00 or more for Advantage Checking and $50,000.00 or more for Success Checking, paid monthly. Rates subject to change.


Business Success Checking
Account BalanceDividend RateAPY
$0.00 to $49,999.99 Avg. Daily 0.00% 0.00%
$50,000.00 and over 0.60% 0.60%

APY = Annual Percentage Yield

Checking paid on the ADB (Average Daily Balance) of $1,000.00 or more for Advantage Checking and $50,000.00 or more for Success Checking, paid monthly. Rates subject to change. 

Business Fraud Advisory: Corporate Account Takeover

Need help choosing a business account? Our dedicated member services team is here to help! Send a chat message, schedule an appointment, email or give us a call.

SCHEDULE AN APPOINTMENT
memberservices@u1cu.org  |   800-762-9555 opt. 0

APY = Annual Percentage Yield. Dividends paid monthly. Early withdrawals of Certificates are subject to substantial dividend penalties
*If average daily balance is $1,000.00+ and over.
**If average daily balance is $50,000 and over.

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