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3 Ways to Save

3 Ways to Save for the Holidays

As joyful as the Holiday season is, it can be a challenge to budget while planning your spending costs. 

So to make things easy this year, we are offering not one, not two, but THREE ways to save for the Holidays! 

Here's how you can take advantage right now!   

Auto Refinance 

  2% Cash Back*
  Low Rates
  Flexible Terms
  No application or hidden fees

Universal one direct deposit application

Signature Loan

  Rates as low as 6.99% APR**
  Borrow up to $5,000.00
  12 month term max
  No Prepayment penalties or hidden fees

Universal one direct deposit application

Visa® Balance Transfer

  Rates as low as 8.92% APR***
  $0 Balance Transfer Fee
  No Annual Fee 
  Simple Online Account Management

Universal one direct deposit application

*2% cash back up to $500 max. 2% cash back based on loan balance, excluding add-ons. Cash back will be credited to your U1 main share savings account 91 days after loan closing and may be reportable to the IRS for 2019. The deposit will not be made if your loan is paid in full by the 90th day after your loan closing. Other restrictions may apply. Promotion applies to refinanced automobiles only (motorcycles, boats, ATVs and RVs not included). External loan refinances only. Promotion excludes mortgages, credit cards, merchant loans, and variable rate loans. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rate and terms subject to change. Length of promotion is at U1’s discretion.
**APR=Annual Percentage Rate. A $5,000.00 signature loan borrowed for a term of 12 months at a rate as low as 6.99% APR would result in monthly payments of $432.61. All loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change.
***APR=Annual Percentage Rate. VISA Platinum Variable APR determined by adding a margin to the Prime rate and rate may vary after account opening. Margin based on individual creditworthiness. Maximum APR is 18%. This card is issued by Universal 1 Credit Union pursuant to a license from VISA U.S.A. Inc. All loans subject to credit approval. Rates, terms and conditions vary based on creditworthiness. Length of promotion is at U1’s discretion.

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