This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
U1 Go to main content Search
U1 Internet Banking
COVID-19: Member Updates

RECENT UPDATES (Updated on 04-02-2020):

  • Please be attentive and wary of various coronavirus scams. Fraudsters have already deployed different scams related to the COVID-19 stimulus checks. The government will not ask you to pay anything up front to get money (no fees, charges, etc.). The government will not call to ask you for your Social Security number, bank account or credit card number. Anyone who does is a scammer. Read more from the FTC on checks from the government
  • Effective Tuesday, March 24, our service hours will change as follows:
    • Main Office (River Park) lobby hours will be 10:00 a.m. – 4:00 p.m. Monday – Friday.
    • Chillicothe lobby hours will be 10:00 a.m. – 2:00 p.m. Monday – Friday.
    • Huber Heights and Kettering locations will be closed until further notice.
    • All offices will be closed on Saturdays.
    • Visit our locations page for details and phone numbers. 
  • Shared Branching transactions will not be permitted at any office. 
  • Beginning Friday, March 20, our Austin Park, Beavercreek, Sidney, Sugarcreek and Vandalia offices will be temporarily moving to drive-thru only. Lobby access by appointment only for face-to-face services (i.e. account opening, loan closings, etc.)Our River Park & Chillicothe offices are currently open for member service in the lobby. Please use Social Distancing and proper hygiene practices. Visit our locations page for details and phone numbers.

What we are doing in response to Coronavirus

At Universal 1 Credit Union, member and employee safety is our #1 priority. U1 is closely monitoring the evolving circumstances related to the Coronavirus (COVID-19). We have created an assessment team which is dedicated to meeting and reviewing the most current guidance from the Centers for Disease Control and Prevention (CDC), World Health Organization (WHO), and state and local authorities to make proactive adjustments to our preparedness and response plan. 

Our team is actively cleaning and sanitizing the office areas including door handles, cash machines, tabletops, handrails, and other high-touch common areas.

Our commitment to you is to provide ongoing operations to ensure your financial needs are met and to guarantee a safe environment in which you and our staff can transact business. To remain informed of the changes to the coronavirus, please visit or

We want to thank you for your patience and understanding during this time. 

What you can do 

We strongly recommend and encourage you to utilize all of U1’s remote banking tools. Registering for online and mobile banking allows you to check balances, transfer funds, deposit checks, find our surcharge-free ATMs and apply for loans. Please contact our eServices team at 800.762.9555, option -0- for registration assistance and visit to find ATMs near you. 

For more, please visit our Digital Services page to view convenient banking alternatives and the many ways you can manage your accounts outside of visiting an office location. 

Be wary of the following Coronavirus scams circulating. 

Download the U1 Mobile App to receive notifications related to any hour changes, closures or further news on U1 & COVID-19. 

Universal 1 credit union Universal 1 credit union
Universal 1 Iphone mobile app store Universal 1 android mobile app

Questions about Loan Payments

If you experience financial challenges during this time, there are ways we can support you. Please contact our Credit Adjustment team at 800.543.5000 opt. -6- for full details. 

U1 Locations and Hours

We are keeping our locations page up-to-date with the most recent changes. You can view available surcharge-free ATMs, hours and any updates related to U1 office locations. Visit

We will continue to provide updates to this page. Please check back regularly to stay informed. If you have any questions or concerns, you can reach out to Member Services at 800.543.5000 opt. -0- or 

Go to main navigation
U1 has a few links to external sites but does not operate them.
The credit union is not responsible for their content, and site security and privacy policies may differ.
U1 does not represent you or the third party if both enter into a transaction.