Peace of mind with an Overdraft Line of Credit
Sometimes, mistakes happen. With a U1 Overdraft Line of Credit, you have an added layer of protection and convenient access to extra cash should you need it.
If you overdraw your account, overdraft protection covers debit card purchases and written checks up to your available credit limit.
• Low Fixed Rate
• Quick Online Application
Membership Eligibility: Find out how to become a Universal 1 member.
Overdraft LOC Type Term Rates as low as Fixed Rate
APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change.Go to main navigation