Kick Off With A U1 Auto Loan!
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Auto Loan September Special
Take advantage of our end-of-summer special with auto loan rates as low as 6.25%! This exclusive offer is available for a limited time so apply today to get your autumn adventures off on the right foot.
Rates as low as 6.25%
No hidden fees. No-hassle processing
Quick & simple online or mobile-friendly application
Exclusive limited time offer
Let’s go!
Auto Rates
| Type | Term | Rates as low as | APR |
| 2022 - Newer |
Up to 63 months |
6.25% |
6.31% |
| *APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 63 months and a monthly payment of $466.51. |
| 2016 - 2021 |
Up to 63 months |
7.25% |
7.31% |
| *APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 63 months and a monthly payment of $478.31. |
| For additional Auto rates and terms, please call 800-762-9555, option 0. |
Discover the benefit of being pre-approved with U1 before visiting a dealership.
We'll help you buy a new or used vehicle, or refinance your current loan. A quick and easy online process with the low car loan rates and flexible terms you want!
With over 85 years of reliable, local car financing service, we're here to assist you in applying for an auto loan. Our dedicated member services team can answer your questions and provide additional information! Schedule an appointment, email, give us a call or fill out the form below.
SCHEDULE AN APPOINTMENT
memberservices@u1cu.org | 800-762-9555 opt. 0
Leave us a message: Vehicle Loans
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Hear what our members are saying
“Very helpful and friendly. I always recommend Universal 1 to friends and family. Excellent service.”
- Carol, U1 member since 2004
"Very respectful, helpful and I highly recommend U1 to anyone interested in any of their services. Went the extra mile to make sure I was able to get the vehicle loan in time. All around, 10/10 Customer Service,"
- Shane
"Universal 1 Credit Union is an exceptional credit union. I enjoy speaking to the bankers. They are very knowledgeable, hospitable and very helpful."
- Tisha, U1 member since 2018
"U1 was very friendly and knowledgeable. They made it extremely fast and easy to get the loan approved."
- Jacki
"You won't find better people and service anywhere else! The entire staff is very committed to making sure the members are cared for in any way possible"
- Phil, U1 member since 2018
"I just wanted to say thank you for the excellent service you provided us during the auto purchase with CarMax that didn't go as expected with them. You were very helpful and professional. Everything was done quickly and easily. You're doing a great job with over and above service which is very much appreciated."
- Joyce
*APR = Annual Percentage Rate. Rates, terms and conditions vary based on creditworthiness and amount financed. All loans subject to approval. Promotion applies to automobile loans only (motorcycles, boats, ATV’s and RV’s not included). New loan money only. External loan refinances only. Length of promotion is from September 15, 2023 to September 30, 2023. A $25,000 auto loan with a $40 application fee borrowed for a term of 63 months at a rate as low as 6.25% APR would result in monthly payments of $466.51. Rates and terms subject to change.
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