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U1 Internet Banking

Finding what's right for you.  

U1 knows that borrowing helps us all accomplish life's goals and dreams.

What's the best way to accomplish yours? 

All of our loan options come with:

  • Low competitive rates
  • No hidden fees
  • No-hassle processing
  • Quick & easy online or mobile applications
  • Over 80 years of reliable, local service

Membership Eligibility: Find out how to become a Universal 1 member.
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Universal one credit union Signature Loan application

Signature & Overdraft LOC

Signature Loan Apply


Universal one credit union Auto Loan application

Auto & Rec Vehicle

Auto Loan Apply

Universal one credit union Home Equity Line of Credit Loan application

Home Equity Line of Credit

Home Equity line Of Credit Apply

Universal one credit union Home Remedy Loan application

Home Remedy

Home Remedy Apply

If you have already applied for a loan or credit card you can check the status anytime. 

         Check Application Status
APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness and amount financed. Home Equity Lines of Credit are variable-rate loans. Home Equity has a max APR of 18%. Rates and terms subject to change.

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U1 does not represent you or the third party if both enter into a transaction.