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U1 Credit Union Mortgage Loan
Over 85 years of friendly, reliable & trusted
mortgage expertise

U1 FHA mortgage.VA Mortgage. Conventional Mortgage. Fixed Rate Mortgages. Adjustable Rate mortgages

Current mortgage rates View current rates

Make Purchasing a Home Simple!

Only you know what's best for you and what you want in a house. And we know the ins and outs on how to get you there.

Whether you're a first time home buyer, found your new home or just starting to look, U1's experienced mortgage team is here as a resource and will provide the tools needed on how to buy a house. It's a mortgage loan with the human touch. Just let us know how we can help you find your home bliss!

Get started today!
Apply for a mortgage

Why a U1 Home Loan?

 Quick online pre-approval
 Low competitive rates and no big-bank hidden fees.

 Taking time to understand your home needs, step by step. 
 Readily available expertise during the home buying process.

 Variety of home loan products. Conventional & FHA loans with 10 to 30 year fixed mortgage rates.

Fixed Rate Adjustable Rate
Fixed Rate Mortgage Adjustable Rate Mortgage
The mortgage rates do not change for the term of the loan. Your monthly payments will remain the same throughout the life of the loan. For example: A 30 year mortgage loan with a fixed rate will stay the same for 30 years.  If you're looking for lower initial monthly payments or plan on being in your home for short term, an adjustable rate mortgage can be beneficial. The rate can fluctuate up or down after the initial rate expires.

Find out what requirements you need to apply for a loan. Visit a local office or give us a call and apply today for Ohio first time home buyer loans! Get started with our online or mobile-friendly application to get the most out of your home's worth.

"U1 was very helpful, courteous and professional throughout the loan process. They explained what we were signing and answered all questions. Thank you so much.  It was a pleasure working with U1."  |  800-762-9555 ext 424  |  NMLS #652486

Questions about buying a house or finding the right mortgage for you? Send us a message or visit our Tips page for advice on the best time to buy a home and what steps to take when applying for a mortgage loan.

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