Mobile Check Deposit

Watch this short video on how U1 Mobile Deposit works and how you can deposit checks using your smartphone. Learn more about U1 Online Banking.

Steps on U1 Mobile Check Deposit

Step 1: Click on [Deposit Checks] in the U1 mobile app.
Step 2: Use the [Select an account] dropdown to choose the deposit account. *You can also choose to set up more than one checking account for remote deposit.
Step 3: Click [Enter an amount] to enter the deposit amount for the check.
Step 4: Select [Front of check] to activate the camera on the smartphone.
Step 5: Follow the instructions to line up the check correctly, then select [Camera icon] to take a photo of the front of the check.
Step 6: After taking the first photo, select [Back of Check].
Step 7: Return to the Check Deposit menu to see images of the front and back of the check.
Step 8: Click [Deposit check] to deposit the check to their selected account.

Quick Tips

• Deposits will be available on the same day or by the next business day.
• Save the check until you receive an email stating that the check has been cleared.
• Make sure to use U1 Mobile Deposit in a well-lit area to ensure that the check images are correctly captured.
• Keep hands clear of the check when photographing. For best results, lay the check on a flat surface when taking pictures.
• To avoid a deposit error, make sure that the check is not folded or torn.
• Make sure that the entered check amount matches the amount on the check.

Any image of a check that you transmit must accurately provide all information on the front and back of the check. You are required to endorse any item with your signature and adding the restrictive endorsement "For U1 Mobile Deposit Only", including your account number and suffix.

SIGNATURE
"FOR U1 MOBILE DEPOSIT ONLY"
ACCOUNT NUMBER & SUFFIX

Once you receive a confirmation email from U1, securely store the original check for a period of (30) days ("Check Retention Period"). After the expiration of the Check Retention Period, make the original check "VOID", then shred/destroy it. For additional information on Storage of Original Checks, read the U1 Mobile Deposit Mobile Deposit Terms & Conditions