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About Us

unviersal 1 Credit Union

Who We Are

Simply put. Universal 1 Credit Union (U1) is a not-for-profit financial institution that exists to create personal, community and financial wellbeing. We'll empower your financial life by creating the best possible experience.

Universal 1 Credit Union Beyond What You Expected Beyond What You Expected

"Beyond What You Expected" is our go-to phrase. We make sure you are pleasantly surprised that a financial institution cares about you as a human being and can masterfully handle your finances.

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See who else loves U1 as much as you here!

This page is dedicated to help our members develop healthy money management skills. Whether it's buying a car, applying for a mortgage or creating a responsible budget; we'll provide videos, articles and toolkits on various topics to help maintain financial wellness. Learn More

universal 1 blog U1's community events

Should I Buy or Lease?
When you decide to get a new vehicle, you’re left with a decision to buy or lease it. There are pros and cons to each option, but really, the choice is what you prefer. To break it down easily for you, we will layout certain preferences so you’ll be able to make the best decision for you. Continue...


Check out how we love to support our community here!


Our Way of Life
Universal 1's three values

Our Story
In 1937, the National Cash Register Employees Credit Union was formed with seven Charter members each contributing $10. Today, we're Universal 1 Credit Union. Check out Our Story and timeline of notable milestones throughout history. 

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U1 has a few links to external sites but does not operate them.
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U1 does not represent you or the third party if both enter into a transaction.