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About Us

unviersal 1 Credit Union

Who We Are

Simply put. Universal 1 Credit Union (U1) is a not-for-profit financial institution that exists to create personal, community and financial wellbeing. We'll empower your financial life by creating the best possible experience.

Universal 1 Credit Union Beyond What You Expected Beyond What You Expected

"Beyond What You Expected" is our go-to phrase. We make sure you are pleasantly surprised that a financial institution cares about you as a human being and can masterfully handle your finances.

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See who else loves U1 as much as you here!

This page is dedicated to help our members develop healthy money management skills. Whether it's buying a car, applying for a mortgage or creating a responsible budget; we'll provide videos, articles and toolkits on various topics to help maintain financial wellness. Learn More
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The Right Mortgage For You
Do you know what type of mortgage is right for you? How long do you plan on living here? Will you be living in a rural area? Are you active or retired military personnel? These are some questions you need to ask yourself before making such a big decision. Don’t fret though; we have some more information to help you figure out what type of mortgage is right for you! Continue...


Check out how we love to support our community here!

Our Way of Life
Universal 1's three values

Our Story
In 1937, the National Cash Register Employees Credit Union was formed with seven Charter members each contributing $10. Today, we're Universal 1 Credit Union. Check out Our Story and timeline of notable milestones throughout history. 

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U1 does not represent you or the third party if both enter into a transaction.