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Universal 1 Membership Eligibility

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Why U1?

As a not-for-profit financial institution that's existed for over 85 years, you'll find knowledgeable and reliableBeyond What You Expected financial expertise with Beyond What You Expected service at Universal 1 Credit Union (U1). We'll make sure you're pleasantly surprised that a financial institution cares about you as a human being and can masterfully manage your finances. No big-bank hidden fees, quick online applications, competitive rates, online and mobile banking - the list goes on! 

You can think of us as a bank (in terms of everything a bank provides), but at the end of the day, you are a member and an owner - not just a customer. 

U1 membership eligibility is available through many outlets:

  • If you belong to a select Employee Group (SEG) or work with one of our company partners, you're eligible. 
  • If you have a family member with a U1 account.
  • If you live, work, worship or attend school in one of the following cities or local counties:

View eligible cities & counties

Butler County
Clark County
Greene County
Guernsey County
Highland County
Huber Heights
Licking County
Miami County
Miami Township
New Lebanon
Pickaway County
Ross County
Shelby County
Union Township
Warren County
Washington Township
West Carrollton

Become a member


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For questions or additional information on U1 membership eligibility, send a message, email or give us a call.
memberservices@u1cu.org   |   800-762-9555 opt. 0
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