Understanding your home needs, step by step
Buying your first home is a big step, but we are here to make it an easy one. The more you know about the home buying process, the more confident you'll feel making the important decisions.
Learn the first steps a first time home buyer should take.
Why U1 for your first home?
- Competitive low rates & no hidden fees
- Closing in under 30 days
- Pre-approval in minutes
- Step-by-step expertise and service to understand your home needs
- Quick, secure and simple online or mobile-friendly application
2 years w-2s.
30 days of paystubs (4 weekly paid, 2 for biweekly).
If you have retirement income, we will need your yearly award letter.
If you have social security income, we will need the yearly award letter.
2 months of bank statements.
Homeowner's Insurance Quote if purchasing or declaration page if refinancing.
The mortgage rates do not change for the term of the loan. Your monthly payments will remain the same throughout the life of the loan.
If you're looking for lower initial monthly payments or plan on being in your home for short term, an adjustable rate mortgage can be beneficial. The rate can fluctuate up or down after the initial rate expires.
Discover helpful Tips for advice on the best time to buy a home and what steps to take when applying for a mortgage loan.
Questions about buying your first home? Send us a message or fill out that form below for advice on the best time to buy a home and what steps to take when applying for a mortgage loan.
firstname.lastname@example.org | 800-762-9555 ext 424 | NMLS #652486
All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rates and terms subject to change.