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Overdraft Line of Credit
U1 signature loan with low fixed rates. Quick application and customize your term.


Peace of mind with an Overdraft Line of Credit

Sometimes, mistakes happen. With a U1 Overdraft Line of Credit, you have an added layer of protection and convenient access to extra cash should you need it.

If you overdraw your account, overdraft protection covers debit card purchases and written checks up to your available credit limit.

      • Low Fixed Rate
      • Quick Online Application

Membership Eligibility: Find out how to become a Universal 1 member.

Overdraft LOC
TypeTermRates as low as
Fixed Rate N/A 9.49%

APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change.

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