Go to main content Universal 1 Credit Union

Overdraft Line of Credit Loans

Home > Borrow > Overdraft Line of Credit Loans

Home > Borrow > Overdraft Line of Credit Loans

Get an added layer of protection

We get it…sometimes mistakes happen. With a U1 Overdraft Line of Credit, you have an added layer of protection and convenient access to extra cash should you need it.

If you overdraw your account, overdraft protection covers debit card purchases and written checks up to your available credit limit.

  • Low fixed rates
  • Quick, simple online application

Get started


Need help? Our dedicated member services can answer your questions and provide additional information! Send a message, email or give us a call.

memberservices@u1cu.org   |   800-762-9555 opt. 0

APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change.

Go to main navigation


Find out the latest news, events and U1 happenings here.


Member Eligibility

U1 membership eligibility is available through many outlets. Find out how to become a
U1 member here.

Go to main navigation