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3.7.17 Spring Newsletter
U1 Spring Newsletter
Get the latest on our upcoming 80th anniversary, Debit Card Overdraft Privilege and why you should refinance your car here
2.16.17 Unity in the Community 2
We presented our second $1,000 check to BOGG Ministries earlier this month for Unity in the Community. BOGG Ministries is an organization that helps provide food, clothing and other essentials to the Greater Dayton area. The organization was chosen by West Carrollton and Miamisburg High School after hosting a Community Blood Center blood drive in 2016. You can check out the full press release here
2.1.17 Unity in the Community
Unity in the Community Brigid's Path In the fall of 2016, we awarded $500 to both Archbishop Alter and Kettering Fairmont High School for hosting a Community Blood Center blood drive. Traditionally, both schools combine their awards and choose a charitable organization or family in need to receive a total of $1,000. This year, Brigid's Path was chosen as the recipient. Brigid's Path provides short-term, inpatient care for newborns suffering from prenatal drug exposure. We want to thank everyone involved with Unity in the Community! Read the full press release here
Unity in the Community Blood Drive presentation
1.30.17 Tax Identity Theft Awareness Week
With tax season starting, tax-related scams are prevalent, but we are here to help you remain vigilant of potential fraud attempts.
Always remember:
  • The IRS will not contact you by sending an email, text or social media message that asks for personal or financial information. 
  • If you receive an email that claims to be from the IRS, do not reply or click on any links. 
  • If you suspect you're a victim of ID theft or tax refund fraud, contact the IRS immediately.
  • Visit for more tips. 

The Federal Trade Commission is providing free webinars and other events between January 30 and February 2, 2017 during Tax ID Theft Awareness Week. Visit for more information on these events.

11.29.16 2016 Holiday Newsletter

Get the latest member news from our Holiday Newsletter. Happy Holidays to you and your family from U1!
10.24.16 Make a Difference Day
Make a Difference Day celebrated 25 years of service on October 22. Volunteers and communities across the nation came toegether to improve the lives of others. U1 was proud to be the presenting sponsor this year along with Five River MetroParks. Visit our Facebook page to view more photos from the day. 
Universal 1 Credit Union Make a Difference Day
10.17.16 Shop For Miracles
Credit Union for KidsUniversal 1 will be participating in Shop for Miracles, a one-day Credit Union for Kids program raising funds for Dayton Children's Hospital, the local Children's Miracle Network Hospital. On October 20, U1 will donate $0.25 per debit/credit cardholder to Dayton Children's.
Go here for the full press release.  
9.20.16 U1 Young Savers Program
School suppliesThe kids are back to school, but the teaching doesn't have to stay in the classroom. Teaching your kids about money management while they're young can help them practice good savings habits for the future. U1's Young Savers program is designed to help you start the conversation with your kids about the importance of savings! Learn more
9.9.16 U1 Fall Newsletter
Fall Newsletter
Fall is almost here! Get the latest happenings from U1 in our Fall Newsletter!
8.24.16 NCUA Warns of Text Phishing Scam
The National Credit Union Administration has received consumer calls about a suspicious text message claiming to come from the agency. The message reads. "National Credit Union Administration Alert for (recipient's phone number). Contact 844-234-5445." This is not a communication from NCUA. The agency does not seek personal information through the internet or on the telephone. 
Please contact NCUA's Consumer Assistance Center at 1-800-755-1030 between 8 a.m. and 5 p.m. if you receive one of these messages. You can also contact U1's Member Support at 800-543-5000 opt. 0.
8.4.16 Ohio Tax Free Weekend 2016
Ohio Free Tax WeekendTax Free Weekend in Ohio will start Friday, August 5 and end on Sunday, August 7. This is a great time to shop for certain items or last minute school supplies and not pay any sales tax! School supplies less than $20 or clothing under $75 will be void of any sales tax. You can find additional details here
7.21.16 Verified by Visa
Verfified by VISAVerified by Visa (VbV) gives you added security when making purchases online. When you register your cards with VbV, you create and manage your own password. Cards registered with VbV restricts hackers from registering your card before you do and setting a password they then use to make fraudulent online transactions...Read more
7.8.16 Balance Webinars
If you're planning on renting soon or do not have previous experience with renting, consider joining the "Guide to Renting" Balance webinar Tuesday, August 23. Go here for more upcoming webinars. 
6.3.16 Facebook Scam Alert
You may think of Facebook as a safe haven for sharing, posting and conversing with friends, but it should never warrant dropping your guard from scams and phishing attempts. There are several Facebook scams out there, so protecting yourself can be more
5.10.16 2016 Glen R Kershner Scholarship Winners
U1 members, Maria Burks (not pictured) of The Dayton Regional STEM School and Riley Hausfeld of Fort Loramie High School were each awarded this year's Glen R Kershner Memorial Scholarship of $1,000.00. Both graduates have built an impressive list of accomplishments that has provided many full press release here.
Photo of Riley Hausfeld

(Riley Hausfeld) 
5.2.16 Walk for Women's Wellness
We had a great turnout on a beautiful day for the Walk for Women's Wellness Sunday, May 1. The walk serves to celebrate and honor women who have battled breast cancer. All net proceeds from the walk stay in the greater Dayton community and have benefited over 15,000 women. Thanks to all participants and contributors!photo of Walk for Women's Wellness participants
4.25.16 Victoria Theatre Music Series
Victoria Theatre Music SeriesWe are excited to announce the Universal 1 Credit Union VIC150 Music Series that will start in May and continue in October. The three- concert series celebrates Dayton and Miami Valley's rich musical heritage that will feature rock 'n' roll, funk, jazz and bluegrass. 

Visit our Facebook page for a chance to win two tickets to the first show on Saturday, May 7, featuring rock bands BUFFALO KILLERS, MOTEL BEDS and GOOD ENGLISH.

Check out the full schedule here
4.18.16 Spring CleaningU1 logo with flowers and a bee
With the warm weather and sunshine arriving, spring cleaning chores and checklists are being organized. Check out these quick tips from Balance on decluttering your house to reduce unseen costs.
Balance also has an archive of helpful articles, from first time home buying to how to spend your tax return wisely, that you may find beneficial.
3.18.16 Spring Newsletter
Spring is finally here! Get the latest U1 news from our quarterly newsletter.  
3.4.16 National Consumer Protection Week
Universal 1 credit union FTC's Scam alertWith various scams going around, the Federal Trade Commission has declared Sunday, March 6 the start of the eighteenth annual Consumer Protection Week. Learn more and share information to help people recognize scams and fraud (read an example of a scam call). Check out the FTC's Scam Alerts page to get the most recent scam alerts and tips. 
2.26.16 Email Tax Scam Alert
IRS logo
The IRS is warning consumers of a new E-mail phishing scam during the 2016 tax season. The E-mails are sent to trick taxpayers into thinking the notice is from the IRS, seeking for personal information, filing status or information related to refunds. What to look for in these scams.
1.29.16 Annual Meeting
photo from annual meetingOn Tuesday, January 19th U1’s Annual Meeting was held to review our
2015 Annual Report and to discuss the upcoming year. In 2016, we remain committed to you, our members. We pledge to deliver “Beyond What You Expected” by continuing our focus on creating promotions and products that serve you well. We will continue to develop and enhance remote account access by making the home banking and mobile interfaces user friendly. We are a strong and proud community based credit union and our employee team, Universal Experience, enjoys supporting great community fundraisers or just raising awareness for worthwhile causes. Lastly, U1 would like to acknowledge our chairman, Mr. Gary Moyer, who retired as chairman. U1 deeply appreciates the dedication, talent, knowledge and willingness to share his vision with our organization. Wishing him all the best and the most sincere thanks!
1.26.16 Tax Identity Theft Awareness Week
It's Tax Identity Theft Awareness Week and we want to make sure you have the resources to prevent ID theft. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. To find out more about ID theft, visit Discover additional resources and tips on how to prevent ID theft from the NCUA. 
1.25.16 Unity in the Community
photo of giant check for $1,000  for CARE House of Dayton Thanks to Miamisburg High School and West Carrollton High School for their Unity in the Community participation. We presented a $1,000 check to their charity choice, CARE House of Dayton community advocacy center for victims of abuse and neglect. Read the full press release here.
1.21.16 Tips on Building Your Savings
We recently asked if you had made any New Year financial resolutions and the results are in! The majority voted on building/increasing their savings and we have some quick tips on how you can achieve your resolution. Thank you for participating!graphic of poll results
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