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U1 Internet Banking
Auto Loans

Universal 1 Credit Union vehicle and auto loans

We are what we drive.

Our vehicles often represent us. Whether it's a flashy ride that you know gets a second glance or a durable truck that will last, it's important to you...and that means it's important to U1.

You choose how you save on a new, used or refinanced auto loan with our great rates below.
Pick between:
   - 90 Day No Pay - No payments for the first three months!
   - 1% Cash Back - Earn cash from that important car!

We can help you be you with an auto loan. The process is quick and now more convenient with our U1 Mobile friendly applications!

We're here to help!

For questions or additional information, send an email or give us a call.   |   800-762-9555 opt. 5

TypeTermAPR - As Low As
2013 - Newer Up to 63 months 2.49%
2013 - Newer 64 - 75 months 2.99%
2013 - Newer 76 - 84 months 3.79%
2009 - 2012 Up to 63 months 3.69%
2009 - 2012 64 - 75 months 3.99%
2009 - 2012 76 - 84 months 4.99%
2008 - 2005 Up to 48 months 3.99%
2008 - 2005 49 - 72 months 4.79%
APR = Annual Percentage Rate. Both promotions apply to all new, used and refinanced automobiles (motorcycles, boats, ATV’s and RV’s not included). External loan refinances only. Both promotions exclude mortgages, credit cards, auto loans closed at a dealership, merchant loans, and variable rate loans. Interest will continue to accumulate on your loan during the 90 days of no pay. Your regular loan payment will resume the month following the 90 days. Loan rate not lower than 2.49%. 1% cash back based on loan balance excluding add-ons. Cash back will be credited to savings account at time of loan closing and may be reportable to IRS for 2016. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rate and terms subject to change. Length of promotion is at U1’s discretion.

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