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Auto Loans

Auto loan financing the simple way. "Very helpful and friendly. I always recommend Universal 1 to friends and family. Excellent service."

Car, truck or RV...if it's got wheels, we've got a loan. Enjoy driving the vehicle you want, with payments you can afford! We'll help you buy a new or used vehicle, or refinance your current loan. A quick and easy online process with the low rates and flexible terms you want!

The best part?

Get started today!Apply for a Universal 1 Auto loan

U1 vehicle loan benefits include:
 No payments for first 3 months

 Low rates

 Flexible terms
 Quick & simple online or mobile-friendly application
 No-hassle processing
 No application or hidden fees
 Over 80 years of reliable, local service

Auto
TypeTermRates as low asAPR
2016 - Newer Up to 63 months 3.69% 3.76%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $20,000 loan with a $35 application fee for 63 months and a monthly payment of $350.30.
2012 - 2015 Up to 63 months 4.89% 4.96%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $20,000 loan with a $35 application fee for 63 months and a monthly payment of $361.23.
For additional Auto rates and terms, please call 800-762-9555, option 0.
 

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We're here to help!
For questions or additional information, send a message, email or give us a call.
LoansRP@universal1cu.org   |   800-762-9555 opt. 5

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    * APR = Annual Percentage Rate. Promotion applies to all new, used and refinanced automobiles (motorcycles, boats, ATV’s and RV’s not included). External loan refinances only. Promotion excludes mortgages, credit cards, merchant loans, and variable rate loans. Interest will continue to accumulate on your loan during the 90 days of no pay. Your regular loan payment will resume the month following the 90 days. Loan rate not lower than 3.69%. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rate and terms subject to change. Length of promotion is at U1’s discretion.

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