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Auto Loans

Auto loan financing the simple way. "Very helpful and friendly. I always recommend Universal 1 to friends and family. Excellent service."

Car, truck or RV...if it's got wheels, we've got a loan. Enjoy driving the vehicle you want, with payments you can afford!

We'll help you buy a new or used vehicle, or refinance your current loan. A quick and easy online process with the low interest rates and flexible terms you want!

The best part?

Get started today!Apply for a Universal 1 Auto loan

U1 vehicle loan benefits include:
 Low rates
 Flexible terms
 Quick & simple online or mobile-friendly application
 No-hassle processing
 No hidden fees
 Over 80 years of reliable, local service

Auto
Effective Date: 6/8/2020
TypeTermRates as low asAPR
2017 - Newer Up to 63 months 2.99% 3.07%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $20,000 loan with a $40 application fee for 63 months and a monthly payment of $344.11.
2013 - 2016 Up to 63 months 4.19% 4.27%
*APR = Annual Percentage Rate. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. APR shown is based on a $20,000 loan with a $40 application fee for 63 months and a monthly payment of $354.92.
For additional Auto rates and terms, please call 800-762-9555, option 0.
 

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We're here to help!
For questions or additional information, send a message, email or give us a call.
LoansRP@universal1cu.org   |   800-762-9555 opt. 5

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* APR = Annual Percentage Rate. Loan rate not lower than 3.29%. All loans are subject to credit approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Other restrictions may apply. Rate and terms subject to change.

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