U1 VIP Auto Rates: The Ultimate in Car Financing
Available when you allow U1 to roll out the red carpet and service your new or used auto loan from beginning to end!
Our VIP Auto Rates are designed to offer you exclusive benefits and competitive financing, making it easier, faster and more affordable to get behind the wheel of your dream car. Whether you're eyeing a brand-new vehicle or a quality pre-owned one, we provide a tailored experience that ensures your auto loan journey is as smooth and rewarding as your ride. Here's everything you need to know about our VIP Auto Loan Rates:
Why choose U1 VIP Auto Rates?
- Exclusive Interest Rates: Enjoy some of the lowest new & used car loan market rates, designed to save you money over the life of your loan.
- Flexible Terms: Variety of loan terms that best fit your unique financial needs.
- Quick & Easy Approval: Fast, straightforward approval process with minimal paperwork and no stress.
- Personalized Service: As a VIP member, you'll have a dedicated auto loan expert to guide you from selecting the right car to securing the perfect loan.
- No Hidden Fees: We believe in transparency, so there are no hidden fees or surprise charges along the way.
- Extended Warranty Options: Protect your investment with available extended warranty plans for new and pre-owned cars.
- Refinancing Options: Already have an auto loan? Let us help you refinance and potentially lower your current car loan rate.*
| Term | VIP Rates | VIP APR* | Dealer APR* |
|---|---|---|---|
| 2024 - Newer | |||
| 0-63 months | 4.95% - 14.99% | 5.01% - 15.06% | 6.55% - 17.36% |
| 64-75 months | 5.49% - 11.24% | 5.54% - 11.30% | 6.74% - 14.91% |
| 76-84 months | 5.99% - 11.49% | 6.04% - 11.54% | 6.84% - 15.81% |
| 2018 - 2023 | |||
| 0-63 months | 5.24% - 15.24% | 5.30% - 15.31% | 6.85% - 17.36% |
| 64-75 months | 5.74% - 11.49% | 5.80% - 11.55% | 6.94% - 16.11% |
| 76-84 months | 6.24% - 11.74% | 6.29% - 11.79% | 7.04% - 16.91% |
| 2014 - 2017 | |||
| 0-48 months | 7.49% - 12.99% | 7.57% - 13.08% | 8.08% - 17.04% |
To get started with your application, you can choose from any of the following options below. It’s your VIP experience; you decide what works best for you. Get in touch with us to begin your journey toward securing the best auto loan rates available!
- Email us: Lending@u1cu.org
- Give us a call: 800-762-9555 opt. 5
- Connect with us at one of our service center locations
- SCHEDULE AN APPOINTMENT
