Scam Alert: U1 members have received text messages from fraudsters asking to confirm specific charges and/or transactions. Do not respond or click any links in the text message. This is a scam. U1 will NEVER contact you via phone or email asking for personal or account information. Please do not give out your personal or account information if you receive a similar text or phone call. Click here for more information. 

Go to main content Universal 1 Credit Union

Individual Retirement Account

Home > Everyday Banking > Individual Retirement Account

Home > Everyday Banking > Individual Retirement Account

Are all your eggs in one basket?

There are many paths to reach a financially peaceful retirement. An Individual Retirement Account (IRA) is one of those options and functions as a safe haven for building funds until you retire.

In many cases, IRAs are accounts you can open on your own and structure however you would like. This includes more personal control over a mix of financial planning options. U1 offers both a Certificate and Passbook IRA.

Come see us, and we'll assist in securing your future! 937-225-9288

IRAs
TermMin. BalanceRateAPY
12 Months $500.00 3.15% 3.20%
24 & 30 Months $1,000.00 2.70% 2.73%
48 Months $1,000.00 3.00% 3.04%
60 Months $1,000.00 3.05% 3.09%
Passbook - 0.10% 0.10%
APY = Annual Percentage Yield
IRA - Dividends paid monthly. Early withdrawals of Certificates are subject to substantial interest penalties.

APY = Annual Percentage Yield. Dividends paid monthly. Early withdrawals of Certificates are subject to substantial dividend penalties.

Need more help? Our dedicated member services can answer your questions and provide additional information! Send a message, email or give us a call.

memberservices@u1cu.org | 937-431-3100 opt. 0 or 800-543-5000 opt. 0. 

* Required Fields
Opt in:
Security Code (What's this?):

 

Go to main navigation

News/Events

Find out the latest news, events and U1 happenings here.

 

Member Eligibility

U1 membership eligibility is available through many outlets. Find out how to become a
U1 member here.

Go to main navigation