Empower Kids to Make Smart Money Decisions
Learning how to manage money wisely is an important skill that can set children up for financial success in life. But it’s harder to explain the value of money in a society that is increasingly becoming cashless.
When children don’t see real money being exchanged, it’s harder for them to grasp the basic concepts around how it is earned and spent on things they need and want.
Discover Resources On How To Educate Savings to Kids
It's Credit Union Youth Month and we are listing several resources for educating finances to children and young teens. As we have touched on this topic in the past, we find out that many tips we share are ones that are not taught in school. Most parents understand that they should teach their kids about money, but where to start can be a challenge. Take advantage of the various resources we listed for teaching financial education to children and young kids.
Read More »Social Media Account Spoofing
In today's interconnected world, social media platforms like Facebook, Twitter, Instagram, and LinkedIn are wonderful tools for staying connected with friends, family, and colleagues. Unfortunately, these platforms are also tools to manipulate and phish unsuspecting users. One way cybercriminals use social media to their advantage is through account spoofing.
Buy Now, Pay Later Programs Carry Risk
Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans retailers, often online merchants, may offer at the time of purchase. BNPL plans may be helpful for those who are nearing their credit card limits or don’t yet qualify for a credit card.
Protecting Your Online Security: Don't Trust Pop-ups
If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when a user may think, “Wow, that’s a great deal!” and click on a pop-up. To those users: put down the mouse. Why? That pop-up could be malicious or dangerous.
Navigating the Winter Wonderland of Finances
Winter has arrived, and along with the festive cheer and snowflakes, it’s also time to ensure your finances stay crisp as the winter air. At Universal 1 Credit Union (U1), we understand the importance of staying financially healthy during the colder months. As we usher in the winter season, let’s explore some financial tips to keep your budget snug and secure.
5 Smart Money Tips This Season
'Tis the most wonderful time of the year, but the holidays can also bring a lot of added stress. From finding the perfect gifts to figuring out how you’re going to pay for it all, here are five tips to help you make it through the season with your holiday spirit still intact.
