5 Smart Money Tips This Season
'Tis the most wonderful time of the year, but the holidays can also bring a lot of added stress. From finding the perfect gifts to figuring out how you’re going to pay for it all, here are five tips to help you make it through the season with your holiday spirit still intact.
Are You Prepared Financially for a Natural Disaster?
Amidst the frequent occurrence of tornadoes, earthquakes, and tsunamis across the globe, countless individuals have witnessed the profound and devastating impacts of disasters. Naturally, our primary concern is always the safety of lives. However, once the immediate crisis subsides, the harsh reality emerges. Many find themselves facing the loss of their homes and cherished possessions. While you cannot entirely prepare yourself against a natural disaster, you can develop your finances so you can quickly recover and get back on your feet once the emergency subsides.
Home Maintenance for a Cozy Fall
As we bid farewell to scorching summer days, the arrival of fall brings a welcome relief from the heat. It's also an ideal time for homeowners to prepare their homes for the cooler months and potential fire hazards. At Universal 1 Credit Union, we understand the importance of maintaining your home, so here are nine essential yearly tasks to keep your household running smoothly as temperatures drop.
Halloween Safety: Tips for Trick-or-Treaters
With Halloween just around the corner, families are eagerly preparing for a night of trick-or-treating in their neighborhoods. To ensure that this year's spooky celebration is both safe and enjoyable, consider these valuable tips:
Preventing Elder Fraud: A Guide for Families
In today's post-pandemic world, staying connected is more critical than ever. One aspect of this connection is safeguarding our loved ones, especially seniors, from the threat of elder fraud. Elder fraud and financial abuse can manifest in various forms, and seniors are often targeted through cunning schemes.
What is an IRA? Here's what you need to know.
Individual Retirement Accounts (IRAs) are a popular way to save for retirement. These accounts offer individuals the opportunity to invest their money and earn returns that can help grow their savings over time.
IRAs come in different types, including traditional IRAs, Roth IRAs, and SEP IRAs. Each type has its own unique rules and benefits, but all IRAs share a common goal: to provide individuals with a way to save for their future and enjoy a comfortable retirement.
What is a 401(k) plan? Learn the basics.
Are you worried about saving enough money for retirement? Do you want to invest in your future but aren't sure where to start? Saving for retirement is a critical financial goal that everyone should prioritize. One of the most popular retirement savings vehicles is the 401(k) plan, which is offered by many employers as a benefit to their employees.
