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Ensure financial security for your health
Health is important. If you are one of the millions with a Health Savings Account (HSA) or need one setup, you know it’s crucial to have additional financial security for your health. Universal 1 Credit Union's (U1) HSA makes health care more affordable and allows you to pay for qualified medical expenses tax free.
U1’s HSA comes with:
- Highly competitive dividend rate
- No monthly fee
- Free HSA debit card
- Free box of HSA checks*
- Investment options on balances $1,000+
Complete our HSA application and mail or email form to 1 River Park Dr, Dayton, OH 45409 I hsa@u1cu.org
HSA APPLICATION
Health Savings Account
| Type | Min. Balance | Rate | APY |
| HSA |
- |
0.75% |
0.75% |
| HSA 3 Month Certificate |
$1,000.00 |
1.00% |
1.00% |
Am I eligible? YES, if...
- You belong to a Select Employee Group (SEG), or
- Live, work, worship or attend school locally, or
- Have a family member with a U1 account
- Learn more
HSA Contribution Limits**
|
Year
|
Self-Only Coverage
|
If age 55 or older
|
Family Coverage
|
If age 55 or older
|
|
2025
|
$4,300
|
$5,300
|
$8,550
|
$9,550
|
|
2026
|
$4,400
|
$5,400
|
$8,750
|
$9,750
|
Need help choosing a Health Savings Account? Our dedicated member services team is here to help! Send us a chat message, schedule an appointment, email or give us a call.
SCHEDULE AN APPOINTMENT
memberservices@u1cu.org | 800-762-9555 opt. 0
*Free HSA checks, 1st box only
**These limits are subject to annual cost-of-living adjustments.
APY = Annual Percentage Yield. Dividends paid monthly. Early withdrawals of Certificates are subject to substantial dividend penalties.
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