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Health Savings Account

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Ensure financial security for your health

Health is important. If you are one of the millions with a Health Savings Account (HSA) or need one setup, you know it’s crucial to have additional financial security for your health. U1's HSA makes health care more affordable and allows you to pay for qualified medical expenses tax free.

U1’s HSA comes with:

  • Highly competitive dividend rate 
  • No monthly fee
  • Free HSA debit card
  • Free box of HSA checks*
  • Investment options on balances $1,000+

Click the apply button below to fill out the HSA application. Mail, email or fax form to 1 River Park Dr, Dayton, OH 45409 I hsa@u1cu.org I Fax 937-225-8425


Health Savings Account
TypeMin. BalanceRateAPY
HSA - 0.75% 0.75%
HSA 3 Month Certificate $1,000.00 1.00% 1.00%

Am I eligible? YES, if...

  • You belong to a Select Employee Group (SEG), or
  • Live, work, worship or attend school locally, or
  • Have a family member with a U1 account 
  • Learn more

HSA Contribution Limits**


Self-Only Coverage

If age 55 or older

Family Coverage

If age 55 or older











Need help choosing a Health Savings Account? Our dedicated member services team is here to help! Send us a chat message, schedule an appointment, email or give us a call.

memberservices@u1cu.org   |   800-762-9555 opt. 0

*Free HSA checks, 1st box only
**These limits are subject to annual cost-of-living adjustments.
APY = Annual Percentage Yield. Dividends paid monthly. Early withdrawals of Certificates are subject to substantial dividend penalties.

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