So after reading last month’s blog about renting or owning, you’ve decided to buy a house. Yes, the blog had so much mind-blowing, persuasive advice and opinions that you want to apply for a U1 mortgage. J

However, now you have no idea what type of mortgage is right for you. How long do you plan on living here? Will you be living in a rural area? Are you active or retired military personnel? These are some questions you need to ask yourself before making such a big decision.

Don’t fret though; we have some more information to help you figure out what type of mortgage is right for you!

You often hear that renting a home is a waste of money and that buying a home is a bad investment. So basically whichever you do…it’s a bad decision. But there are pros and cons to each and asking which one would benefit you most is important before making a decision.

Whether you’re single or have a family, circumstances will vary for everyone and you’ll want to make sure home life is comfy.

So before you make a decision, ask yourself these questions:

It’s tax season! That special time of filing forms, rushing to meet deadlines and looking forward to a (possible) refund, then deciding to spend or save it; what a joyous, confusing, chaotic time. And to make things trickier, phony emails and calls are made to look as if the IRS is contacting you, telling you to pay a bogus tax bill or they will have authorities knocking at your door. Or maybe you get an email asking for your address, Social Security number or the keys to your house!

Scammers can be very sneaky and skilled at masking their true identity. They use threatening scare tactics that get you worried and next thing you know, you handed them the safe combination to your gold bars buried in the backyard.

Here are some scams to be wary of: