Discover Resources On How To Educate Savings to Kids
It's Credit Union Youth Month and we are listing several resources for educating finances to children and young teens. As we have touched on this topic in the past, we find out that many tips we share are ones that are not taught in school. Most parents understand that they should teach their kids about money, but where to start can be a challenge. Take advantage of the various resources we listed for teaching financial education to children and young kids.
Read More »Social Media Account Spoofing
In today's interconnected world, social media platforms like Facebook, Twitter, Instagram, and LinkedIn are wonderful tools for staying connected with friends, family, and colleagues. Unfortunately, these platforms are also tools to manipulate and phish unsuspecting users. One way cybercriminals use social media to their advantage is through account spoofing.
Read More »
Buy Now, Pay Later Programs Carry Risk
Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans retailers, often online merchants, may offer at the time of purchase. BNPL plans may be helpful for those who are nearing their credit card limits or don’t yet qualify for a credit card.
Read More »
Protecting Your Online Security: Don't Trust Pop-ups
If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when a user may think, “Wow, that’s a great deal!” and click on a pop-up. To those users: put down the mouse. Why? That pop-up could be malicious or dangerous.
Navigating the Winter Wonderland of Finances
Winter has arrived, and along with the festive cheer and snowflakes, it’s also time to ensure your finances stay crisp as the winter air. At Universal 1 Credit Union (U1), we understand the importance of staying financially healthy during the colder months. As we usher in the winter season, let’s explore some financial tips to keep your budget snug and secure.
Read More »5 Smart Money Tips This Season
'Tis the most wonderful time of the year, but the holidays can also bring a lot of added stress. From finding the perfect gifts to figuring out how you’re going to pay for it all, here are five tips to help you make it through the season with your holiday spirit still intact.
Read More »Are You Prepared Financially for a Natural Disaster?
Amidst the frequent occurrence of tornadoes, earthquakes, and tsunamis across the globe, countless individuals have witnessed the profound and devastating impacts of disasters. Naturally, our primary concern is always the safety of lives. However, once the immediate crisis subsides, the harsh reality emerges. Many find themselves facing the loss of their homes and cherished possessions. While you cannot entirely prepare yourself against a natural disaster, you can develop your finances so you can quickly recover and get back on your feet once the emergency subsides.
Read More »