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Blog Launch in 3...2...1
Blog Launch in 3...2...1
Authored By: U1CU on 9/11/2017

Welcome to the U1 blog! We’re excited to share our first post with you. This might be new territory for us, but we’re determined to progress and offer useful tips, professional opinions and interesting outlooks on everyday endeavors.

Progress is the constant replacing of the best there is with something still better.
-Edward A. Filene, Father of U.S. Credit Unions

What exactly is the purpose of our U1 blog?

The purpose of our blog is to provide information, entertain (hopefully!) and answer many typical questions we are asked about finances, as well as other topics. And if you find it helpful, our hope is that you will share it with others. 

So for our very first post, we want to talk about shredding. No, not shredding like a Jimi Hendrix guitar solo, but shredding important documents. Today, most data is stored electronically, but a lot of us still have sensitive information on paper, such as bank statements, credit card information, tax returns, etc. There can be risks to not properly disposing of confidential documents and it’s important to know what documents to shred and the reasons why you should shred them. 

1. Identify Theft: Throwing confidential documents away and not shredding them leaves you vulnerable to identity thieves that target garbage and recycling bins for any personal information they can use. Don’t become another statistic. Shred it! 
2. Bank Statements: Your bank statements may include account numbers and/or other personal information. Shred it!
3. Tax Returns: It might be smart to hold on to tax returns in the chance you get audited, but after three years of collecting returns, you’re free to throw the older ones out (IRS.gov). Shred it!
4. Pay Stubs: Some pay stubs include personal and financial account information. No need to chance it. Shred it!
5. Credit Card Offers: Those offers you receive in the mail for a new credit card may seem fine to throw away if you’re not planning to apply, but identity thieves could find them and open a new card/account in your name. Shred it!
6. Canceled/Void Checks: Even if a check is voided, it contains your bank routing and account number. Don’t risk leaving this information exposed. Shred it!

You may have several other documents with personal information on them that you prefer to shred as well and it’s good to be cautious with anything you’re unsure of. So if you need to dispose of some personal documents, but don’t have access to a shredder, stop by our River Park office at 1 River Park Drive, Dayton, OH on Saturday, September 30, 2017 from 10 a.m. to 12 p.m. for a FREE Community Shred Day. All documents will be monitored, protected and shredded by Stericycle, the world leader in paper shredding and all documents will be securely shredded at U1.

Visit our Facebook, Instagram or leave us a comment and keep an eye out for the next post, it may just be something you’ve never known about!  

-U1 Marketing 



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