Need funds for home repairs, a vacation, debt consolidation, or a major purchase?
U1’s Home Remedy Loan is a smart, flexible solution—like a second mortgage—designed to help you handle life’s next big moment.
We’re celebrating 88 years of serving our members with a special limited-time offer:
Home Remedy Loans as low as 6.88% APR!
Why Choose a Home Remedy Loan?
✓ No closing cost option*
✓ No annual fees
✓ Financing up to 95% Loan-To-Value (LTV) ratio
✓ Low fixed rate
✓ Quick, easy application
✓ No hidden fees
Home Remedy Loan
| Type | Term | Rates as low as |
|---|---|---|
| 80% or less LTV | 10 / 15 Years | 6.88% / 7.50% |
| Up to 90% LTV | 10 / 15 Years | 8.00% / 8.50% |
| Up to 95% LTV | 10 / 15 Years | 9.00% / 9.50% |
| *APR = Annual Percentage Rate. Loan rate not lower than 6.88%. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. No closing costs with a $15,000 minimum initial loan amount; cannot be used towards U1 existing loans or debt. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. Program subject to change. Promotion ends on December 31, 2025. | ||