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Business Services Fee Schedule

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BUSINESS SERVICES FEE SCHEDULE

Effective Date: June 1, 2019

Fee Description Account Category & Fee
  Savings Progress Advantage Success
Savings Account Fees
Main Account Closed, if closed within 6 months of opening $25.00 $25.00 $25.00 $25.00
Verification of Deposit Account (reference) per request $5.00 $5.00 $5.00 $5.00
ACH and Checking Account Fees
Checking Account Maintenance (per month) No Fee No Fee $15.00 if average daily balance is below $5,000.00 $25.00 if average daily balance is below $50,000.00
Overdraft Transfer (per transfer) $5.00 $5.00 $5.00 $5.00
NSF / UCF (per item) $30.00 $30.00 $30.00 $30.00
Automatic Redeposit of NSF per Item (with Opt in option) $5.00 $5.00 $5.00 $5.00
Returned ACH Debit (per item) $30.00 $30.00 $30.00 $30.00
Returned Deposit Item (Domestic) per item $30.00 $30.00 $30.00 $30.00
Returned Deposit Item (International) per item $35.00 $35.00 $35.00 $35.00
Stop Payment (per request) $30.00 $30.00 $30.00 $30.00
Release of Stop Payment (per request) No Fee No Fee No Fee No Fee
Check Printing - Prices may vary depending upon style N/A Varies Varies Varies
Check Photocopy (per item) $5.00 $5.00 $5.00 $5.00
Cashier’s Check (per item) $5.00 $5.00 $5.00 $5.00
ATM / VDC FEES
ATM / VDC Replacement $10.00 $10.00 $10.00 $10.00
ATM Network Fee $1.50
(first 6 free/month)
$1.50
(first 6 free/month)
$1.50
(first 6 free/month)
$1.50
(first 6 free/month)
Excessive Inquiry No Fee No Fee No Fee No Fee
Debit Card Draft Copy No Fee No Fee No Fee No Fee
EFT Fees
eCommerce Representative No Fee No Fee No Fee No Fee
Other Service Fees
Transaction Fee $0.25/transaction
in excess of 6 transactions/month
$0.25/transaction
in excess of 200 transactions/month
$0.20/transaction
n excess of 400 transactions/month
$0.10/transaction
in excess of 600 transactions/month
Account Research / Reconciliation (per hour minimum) $20.00 $20.00 $20.00 $20.00
Statement Copy (per statement) $5.00 $5.00 $5.00 $5.00
Interim Statements $2.00 $2.00 $2.00 $2.00
Copy of Deposited Check (per item) $5.00 $5.00 $5.00 $5.00
Levies and Garnishments $25.00 $25.00 $25.00 $25.00
Wire Transfer Domestic (per transfer) $20.00 $20.00 $20.00 $20.00
Wire Transfer International (per transfer) $40.00 $40.00 $40.00 $40.00
Incoming Wire Fee $10.00 $10.00 $10.00 $10.00
Debit Card International Transaction N/A 1% of Transaction 1% of Transaction 1% of Transaction
Cashier’s Check (per item) – 2nd Party $5.00 $5.00 $5.00 $5.00
Cashier’s Check Reissue (after 90 days) $30.00 $30.00 $30.00 $30.00
Cashier’s Check Photocopy (per item) $8.00 $8.00 $8.00 $8.00
Tax Payments Federal/State/Local (per payment) $2.00 $2.00 $2.00 $2.00
Inactive Account, per month, per suffix, on account balances of
$500.00 or less, after 12 months of inactivity on all accounts
$5.00 $5.00 $5.00 $5.00
Returned Statement for Invalid Address $5.00 $5.00 $5.00 $5.00
Money Order (per item) $2.00 $2.00 $2.00 $2.00
Coin & Currency No Fee No Fee No Fee No Fee
Coin Machine 5.0% 5.0% 5.0% 5.0%
eServices
ACH Origination** $25.00 per month $25.00 per month $25.00 per month $25.00 per month
Internet Banking No Fee No Fee No Fee No Fee
Internet Bill Payment N/A $0.50/transactions after first 15 FREE per month $0.50/transactions after first 15 FREE per month $0.50/transactions after first 15 FREE per month
Night Deposit Box - Available at all offices, except Miami Valley Hospital and Huber Heights
Replacement Bag Cost Cost Cost Cost
Lost Key Replacement $5.00 $5.00 $5.00 $5.00
Safe Deposit Box Fees - Annual Rental (tax not included):
5 x 1.5 Safe Deposit Box $20.00 $20.00 $20.00 $20.00
5 x 2.5 Safe Deposit Box $25.00 $25.00 $25.00 $25.00
10 x 3 Safe Deposit Box $45.00 $45.00 $45.00 $45.00
10 x 6 Safe Deposit Box $65.00 $65.00 $65.00 $65.00
10 x 10 Safe Deposit Box $100.00 $100.00 $100.00 $100.00
Change of Locks $10.00 $10.00 $10.00 $10.00
Drilling of Boxes $150.00 $150.00 $150.00 $150.00
Contents of safe deposit boxes are not insured by NCUA (National Credit Union Administration) nor by Universal 1 Credit Union, Inc
Non-member Check Cashing Fee - $ 5.00
The fees appearing in this Schedule will be effective as of the Effective Date printed on Page 1. If you have any questions or require current fee information on your accounts, please call the Credit Union.

 

 

This Credit Union is Federally Insured by the National Credit Union Administration.
*Some ATM owners may impose surcharge fees - in addition to the usual transaction fees financial institutions charge.
**Additional ACH types - $15.00 per type per month.

U1CU members will not be assessed a surcharge fee at Alliance One or CO-OP ATM’s.

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