FALL NEWSLETTER 2026

WHAT'S HAPPENING AT U1

At Universal 1 Credit Union, everything we do starts with one goal: helping our members succeed. From award-winning spaces and enhanced service centers to exclusive member perks and added financial flexibility tools, here is what's new this fall.

WE ARE GROWING, TOGETHER!

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Pictured: Jessica Jones (President and CEO, Universal 1 Credit Union, middle), Cory Earl (President and Publisher, Dayton Business Journal, right). Michael Howard (Vice President, First Financial Bank, left) presented the award.

We are honored to be recognized by the Dayton Business Journal as one of Dayton's 25 Fastest-Growing companies.

While we are proud of this achievement, what matters most is what it represents: the trust you as members place in us every day.

This recognition reflects years of growth driven by strong member relationships, dedicated employees, and our ongoing commitment to helping our local communities achieve financial success. It also allows us to continue investing in new services, enhanced technology, and more opportunities to serve our members.

We are grateful to our members for being a part of this journey!

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Pictured: Universal 1 Credit Union Staff and Board Chair Jeffrey Gammell (right)

OCTOBER IS CYBERSECURITY AWARENESS MONTH

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Every day, scammers find new ways to target consumers through text messages, emails, phone calls, and even social media. During Cybersecurity Awareness Month, remember that a few simple habits can go a long way toward protecting your personal information and money.

? Keep Your Software Updated

? Create Strong Passwords

? Enable Multi-Factor Authentication

? Report Scams Immediately

BEAVERCREEK RENOVATION NEARING ITS COMPLETION

We're excited to share that renovations at our Beavercreek Member Center are nearly complete. We are putting the final touches on different parts of the building, including the NCR legacy and memorabilia display. Once complete, we will celebrate with an official grand reopening. In the meantime, the building is still open to members. Stay tuned for the final reveal!

DID YOU KNOW U1 OFFERS SKIP-A-PAY PROGRAM TO ELIGIBLE MEMBERS?

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We know life can get busy or unexpected, and we are committed to helping create a financial plan that works for you.

Skip-a-Pay may allow eligible members to defer a monthly payment on qualifying consumer auto or personal loans up to two times per year*.

*Terms & Conditions apply. Subject to eligibility requirements. Not all loans or members will qualify. $25 fee per skipped payment. Interest continues to accrue, and the loan maturity date will be extended. Additional terms and conditions apply. View full terms, conditions, and FAQ here.

learn more and check your eligibility

RIVER PARK SERVICE CENTER RECEIVES DESIGN EXCELLENCE AWARD

We are committed to providing spaces that do more than simply facilitate daily financial transactions. We want our service centers to inspire and elevate the experience of our members and staff by creating spaces where everyone feels welcome, comfortable, and connected.

We are proud to share that the recent renovation of our River Park service center, completed in partnership with The Redmond Company, earned the Design Excellence Silver Award in the Financial Institutions category from the Wisconsin chapter of the American Society of Interior Designers (ASID).

This recognition reflects our commitment to providing exceptional experiences for our members and investing in spaces that support the communities we serve.

READ MORE

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SAVE THE DATE! ANNUAL MEETING IS COMING UP

Our Annual Meeting will be held on Tuesday, Jan. 19, 2027, at 4:00 p.m. Similar to previous years, the upcoming meeting will be held virtually. Keep an eye on your email and our website for information on submitting your eProxy and accessing the virtual meeting.

U1 EXCLUSIVE MEMBER TICKET GIVEAWAY

Universal 1 is a proud sponsor of the 2026-2027 Dayton Live Music Series. Our members can enter exclusively for a chance to win two tickets to Christmas with Cantus on Nov. 21, 2026, at 7:30 p.m. at Victoria Theatre. Doors open at 6:30 p.m.

Deadline to enter: Nov. 10, 2026, 11:59 p.m. EST

Winner notification: The winner will be notified by phone or email on or around Nov. 12, 2026.

Terms and conditions apply. Please check the full details here.

ENTER HERE

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