This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.

Click here to view updated information regarding Coronavirus (COVID-19) and U1 office locations.

U1 Go to main content Search
U1 Internet Banking
Winter Your Way Loan

Winter your Way signature personal loan

Whatever "your way" is, we can help you finance it! 

  • Holiday gifts
  • Vacations
  • Home improvements
  • Debt consolidation
  • Emergency Expenses
  • You name it!

Our signature loan special can help you find comfort this winter season! 

rates as low as 4.29% APR. Borrow up $15,000. Terms up 48 months

Here's the deal.

  • Low fixed rate
  • Simple, quick online application
  • Customize your term
  • No collateral needed 
  • No prepayment penalties or hidden fees


Membership Eligibility: Find out how to become a Universal 1 member.

Effective Date: Friday, December 3rd, 2021
TypeTermRates as low as
Fixed Rate Up to 48 Months 4.29%
APR = Annual Percentage Rate. All loans subject to approval. Length of promotion is at U1’s discretion. Rates, terms and conditions vary based on creditworthiness and amount financed. New loan money only. A $15,000 signature loan borrowed for a term of 48 months at a rate as low as 4.29% APR would result in monthly payments of $340.64. Rates and terms subject to change.

* Required Fields
Questions or would like additional information? Our dedicated member services team is here to help! Send a message, email or give us a call.   |   800-762-9555 opt. 0
Opt in:
Security Code (What's this?):

Go to main navigation
U1 has a few links to external sites but does not operate them.
The credit union is not responsible for their content, and site security and privacy policies may differ.
U1 does not represent you or the third party if both enter into a transaction.