No Smoke. No Mirrors.
Credit cards are a dime a dozen. Whether it's a balance transfer or secured card to build your credit, we cut the fluff to offer what matters - a simple low rate! Find the right card for you on our quick and easy online or mobile-friendly application.
Set notifications, control spending limits or turn your U1 VISA credit card on or off with the CardValet management app. Learn more or download the mobile app.
APR = Annual Percentage Rate. All loans subject to approval. Rates, terms, and conditions vary based on creditworthiness. VISA Platinum Variable APR determined by adding a margin to the Prime rate and rate may vary after account opening. Margin based on individual creditworthiness. Maximum APR is 18%. This card is issued by Universal 1 Credit Union pursuant to a license from VISA U.S.A. Inc.Go to main navigation