The Beavercreek Service Center lobby will be closed starting Monday, April 6thPlease plan to use the drive-thru for normal transactions. Thank you for understanding.

Go to main content Universal 1 Credit Union

Home Equity Loans Explained

Home > About U1 > News & Events > Home Equity Loans Explained

Home > About U1 > News & Events > Home Equity Loans Explained

Universal 1 Credit Union Breaks Down Home Equity Loans And What You Need To Know

Understanding your home’s equity can help you make informed decisions about improvements, major expenses, or future plans. In this Good Day Dayton segment, Rick Lewis explains what home equity is, how it builds over time, and the differences between a Home Equity Line of Credit (HELOC) and a Home Equity Loan. He also shares how homeowners can determine which option aligns best with their goals.

If you’re exploring how to use your home’s equity, this segment is a great place to start.



« Return to "News & Events" Go to main navigation

Student Loans

Get the money you need for school. Our partnership with Sallie Mae® could help you find which loan is right for you! Learn more here

Member Eligibility

U1 membership eligibility is available through many outlets. Find out how to become a
U1 member here.

Go to main navigation