U1 Summer Newsletter 2025

CYBERSECURTIY & AI

Artificial Intelligence (AI) is a technology in which machines are able to simulate human intelligence. Unlike humans, AI has the ability to process large amounts of information very quickly. It’s no surprise that scammers exploit this tool and use it to target you with more realistic phishing attacks! 

Think you can spot a scam? AI is making it harder than ever. Don’t get fooled!

LEARN HOW TO PROTECT YOURSELF FROM AI CYBERCRIMINALS >>

U1 FREE SHRED DAY AUGUST 16

We are pleased to announce our Community Shred Event for the year will be held on Saturday, August 16, 2025. The location for the Shred Event will be near U1's River Park office and traffic will be directed to the parking lot adjacent to 1 River Park Dr. Dayton, OH, between Dayton Board of Realtors and the Marriott Hotel.

The event will run from 10:00 am - 1:00 pm or until the trucks have reached capacity.

Drivers must remain at their cars while documents are being unloaded and shredded. All documents will be monitored, protected and shredded by ERTH Systems Shredding, Dayton's hometown family-owned and operated shredder where all documents will be securely shredded on-site, guaranteed to be serviced by an owner. 

LEARN MORE >>

2025 RIVER PARK RENOVATIONS

We’re currently undergoing renovations at our River Park Service Center to create a more modern and efficient experience.

Thank you for your patience and support as we make these exciting changes. Keep an eye on our website and your email for updates and expected renovation dates.

GET THE LATEST UPDATES >>

SCHOOL SUPPLY DRIVES

U1 is holding its 2025 School Supply Drive from June 2 through July 26 at participating U1 locations. We're collecting new school supplies to help students in our community start the school year strong!

School Supply Wish List:
girls and boys backpacks, crayons, scissors (blunt), scissors (pointed), erasers, glue sticks, pocket folders, notebook (wide), notebook (college), pencils, markers (bold), markers (fine), colored pencils, filler paper (wide), filler paper (college), binders, rulers, pencil boxes, pencil/binder pouches, pens, highlighter, mechanical pencils, glue bottles, cap erasers, red pens, dry erase markers, composition books, pencil sharpener, dividers, index cards, 3 subject notebooks (college)

Please Note: Our River Park location will not be participating this year due to ongoing construction.

Thank you for helping us make a difference—one backpack at a time!

WHAT OUR MEMBERS ARE SAYING

Our members' praises say it all — Congratulations to our U1 employees and service teams for showing what it truly means to care. Your commitment and compassion continue to make a lasting impact on those we serve.

“The amount of help and courtesy I received from the branch in Vandalia has been amazing. Taylor has been helpful in helping me stay on track with my payments and finances. She is the best.”

"Several members of the staff have helped me. They helped me open an account online, get a credit card, and have helped me order checks and get online banking. Thank you for your excellent member service. You have shown that you truly care about me!" ~ Christy H.

EXCLUSIVE MEMBER REDS TICKET GIVEAWAY

As a valued U1 member, you have an exclusive opportunity to win four (4) tickets and a parking pass to the Friday, July 25, Cincinnati Reds game against the Tampa Bay Rays at 7:10 PM!

Don’t miss your chance to cheer on the Reds with friends or family! The giveaway ends June 30, 2025. The winner will be notified on or around July 7, 2025.

Thank you for being part of U1—good luck!

ENTER TODAY >>

ROSE MUSIC CENTER 2025 CALENDAR

We are proud to showcase the U1 Box Office at the Rose Music Center. Save money on ticket fees by purchasing your tickets in person at the U1 box office!

**APR = Annual Percentage Rate. Loan rate not lower than 6.88%. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. No closing costs with a $15,000 minimum initial loan amount; cannot be used towards U1 existing loans or debt. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. Program subject to change. Promotion ends on December 31, 2025.

**All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. U1 will provide a credit of up to $450 toward the cost of the appraisal. Only valid for mortgage loans financed and refinanced through U1. Application closed by December 31, 2025. No minimum loan amount.