HOLIDAY NEWSLETTER 2025
2026 ANNUAL MEETING
January 20, 2026
The 2026 Annual Meeting will be held virtually on Tuesday, January 20, 2026, at 4:00 p.m. This meeting is our opportunity to summarize the previous fiscal year’s accomplishments, report on the financial health of your Credit Union, and provide updates on products and services. Our website will be updated with virtual meeting details and all members are welcome to attend remotely.
eProxy
All eProxies must be received by Tuesday, January 13, 2026, to be validated prior to the Annual Meeting. View the U1 website for details on submitting your eProxy.
HOLIDAY HELPER LOAN
From gifts, to grocery lists, we've got you covered! Apply for the Holiday Helper Loan today and make your season simple and stress-free.
Get peace of mind with these great features:
- Limited-time, low fixed rate as low as 8.88% for 24 months*
- Simple, quick online application
- Customize your term
- No collateral needed for our unsecured personal loans
- No prepayment penalties or hidden fees
2026 GLEN R KERSHNER MEMORIAL SCHOLARSHIP
Every year U1 offers a $1,000 Scholarship in honor of Glen R Kershner and you could be our winner this year!
Applications are now open and will be accepted until March 2, 2026. Check out our member guidelines for eligibility and entry requirements.
PROTECT YOURSELF FROM PHONE SPOOFING SCAMS!
At U1, keeping your personal information safe is always our top priority. Unfortunately, phone spoofing scams have become more common, with fraudsters pretending to represent trusted organizations — including financial institutions. Their goal is to trick you into sharing personal or account information that could be used for identity theft or unauthorized access.
SAVE MONEY AND WIN TAX SEASON
Members can save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or save up to $25 on in-office tax prep services from H&R Block and get your taxes done by professionals. Plus, enter for a chance to win $10,000 from Love My Credit Union Rewards.**
Start today and save! Visit taxservices.lovemycreditunion.org for offer details and disclaimers.
Navigate the upcoming tax season with confidence.
You're invited to learn from the experts at TurboTax during this exclusive webinar on January 7th at 6 p.m. EST. Get valuable information that can help you navigate the upcoming tax season.
During the webinar, TurboTax experts will cover:
- How major life events can affect your taxes
- What to expect from new and upcoming tax laws
- Tips to help you prepare for a smooth filing season
U1'S HOME REMEDY LOAN
We’re excited to share that our Beavercreek Service Center is undergoing renovations to create a more modern, efficient, and member-friendly environment. During this time, we will remain open to serve you, and we appreciate your patience as we work to enhance your experience. You can follow our progress and find updates on our website. We can’t wait to welcome you into the newly refreshed space!
EXCLUSIVE MEMBER TICKET GIVEAWAY DAYTON LIVE PRESENTS: CLASSIC ALBUMS LIVE PERFORMS PINK FLOYD: DARK SIDE OF THE MOON
As a valued U1 member, you have an exclusive opportunity to win 2 tickets to the Friday, October 17, Classic Albums Live Performs Pink Floyd: Dark Side Of The Moon at the Victoria Theatre at 7:30 PM!
Note for note. Cut for cut. That’s what you’ll experience live at the Victoria Theatre with Classic Albums Live concerts. This unique series recreates classic rock albums in their entirety. Not a cover band, not an impersonation, these world-class musicians go to great lengths to faithfully create every sound on the original album in a concert setting.
The winner will be notified on or around October 10, 2025.
Thank you for being part of U1—good luck!
We are proud to showcase the U1 Music Series at Dayton Live! Check out the schedule of upcoming performances and experience the best in live entertainment.
*APR = Annual Percentage Rate. Loan rate not lower than 3.99%. All loans are subject to credit approval and may vary based on creditworthiness and amount financed. Financing through Universal 1 Credit Union may offer discounted rates compared to dealership financing. Vehicle loans can only be refinanced once every 12 months, and refinancing is subject to approval. Rates, terms, and conditions are subject to change. APR shown is based on a $25,000 loan with a $40 application fee for 48, 63, 75 & 84 months, respectively.
**APR = Annual Percentage Rate. Loan rate not lower than 6.25%. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. No closing costs with a $15,000 minimum initial loan amount; cannot be used towards U1 existing loans or debt. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. Program subject to change.
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