HOLIDAY NEWSLETTER 2025
2026 ANNUAL MEETING
January 20, 2026
The 2026 Annual Meeting will be held virtually on Tuesday, January 20, 2026, at 4:00 p.m. This meeting is our opportunity to summarize the previous fiscal year’s accomplishments, report on the financial health of your Credit Union, and provide updates on products and services. Our website will be updated with virtual meeting details and all members are welcome to attend remotely.
eProxy
All eProxies must be received by Tuesday, January 13, 2026, to be validated prior to the Annual Meeting. View the U1 website for details on submitting your eProxy.
HOLIDAY HELPER LOAN
From gifts to grocery lists, we've got you covered! Apply for the Holiday Helper Loan today and make your season simple and stress-free.
Get peace of mind with these great features:
- Limited-time, low fixed rate as low as 8.88% for 24 months*
- Simple, quick online application
- Customize your term
- No collateral needed for our unsecured personal loans
- No prepayment penalties or hidden fees
2026 GLEN R KERSHNER MEMORIAL SCHOLARSHIP
Every year U1 offers a $1,000 Scholarship in honor of Glen R Kershner and you could be our winner this year!
Applications are now open and will be accepted until March 2, 2026. Check out our member guidelines for eligibility and entry requirements.
PROTECT YOURSELF FROM PHONE SPOOFING SCAMS!
At U1, keeping your personal information safe is always our top priority. Unfortunately, phone spoofing scams have become more common, with fraudsters pretending to represent trusted organizations — including financial institutions. Their goal is to trick you into sharing personal or account information that could be used for identity theft or unauthorized access.
SAVE MONEY AND WIN TAX SEASON
Members can save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or save up to $25 on in-office tax prep services from H&R Block and get your taxes done by professionals. Plus, enter for a chance to win $10,000 from Love My Credit Union Rewards.**
Start today and save! Visit taxservices.lovemycreditunion.org for offer details and disclaimers.
Navigate the upcoming tax season with confidence.
You're invited to learn from the experts at TurboTax during this exclusive webinar on January 7th at 6 p.m. EST. Get valuable information that can help you navigate the upcoming tax season.
During the webinar, TurboTax experts will cover:
- How major life events can affect your taxes
- What to expect from new and upcoming tax laws
- Tips to help you prepare for a smooth filing season

PARDON OUR DUST

We’re excited to share that our Beavercreek Service Center is undergoing renovations to create a more modern, efficient, and member-friendly environment. During this time, we will remain open to serve you, and we appreciate your patience as we work to enhance your experience. You can follow our progress and find updates on our website. We can’t wait to welcome you into the newly refreshed space!
HOLIDAY SCHEDULE
Christmas Eve Day:
Wednesday, December 24, 2025:
Open from 9 a.m. - 1 p.m.
Christmas Day:
Thursday, December 25, 2025:
Closed
New Year's Eve Day:
Wednesday, December 31, 2025:
Open from 9 a.m. - 1 p.m.
New Year's Day:
Thursday, January 1, 2026:
Closed
Stay connected with your accounts through Online & Mobile Banking
u1cu.org/mobile
For a complete list of holiday closings, visit u1cu.org/holiday-hours.
U1 MUSIC SERIES / DAYTON LIVE SCHEDULE 2025-2026

We are proud to showcase the U1 Music Series at Dayton Live! Check out the schedule of upcoming performances and experience the best in live entertainment.
*APR = Annual Percentage Rate. All loans subject to approval. Length of promotion is October 1, 2025 to December 31, 2025. Rates, terms and conditions vary based on creditworthiness and amount financed. A $5,000 signature loan borrowed for a term of 24 months at a rate as low as 8.88% APR would result in monthly payments of $228.15. Rates and terms subject to change.
**TurboTax Offer **Visit turbotax.intuit.com/Ip/voy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2023. Savings are on TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.
H&R Block Offer Void if sold, purchased, or transferred and where prohibited. No cash value. Valid at participating U.S. offices only. A new client is an individual who did not use H&R Block or Block Advisors office services to prepare their 2022 tax return. Discount valid only with or for preparation of an original 2023 personal income tax return. Coupon must be presented prior to completion of initial tax interview. Discount may not be combined with any other offer or promotion. Expires October 15, 2024. OBTP#13696-BR ©2023 HRB Tax Group, Inc.
NO PURCHASE NECESSARY. Legal residents of the 50 United States (D.C.) 18 years or older who are members or employees of a U.S. credit union. Ends 4/15/24. For Official Rules, including odds and prize descriptions, visit https://taxservices.lovemycreditunion.org. Void where prohibited.
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