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U1 Sping Newsletter 2024

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Universal 1 Credit Union

U1 Spring Newsletter

Welcome Home Grant

WELCOME HOME GRANT

U1 can offer a grant up to $20,000* towards your down payment and closing costs with the Welcome Home Program. Welcome Home funds will be available for reservation on a first-come, first-serve basis March 1, 2024, and will remain available until all funds have been reserved. 

Kickstart your homeownership journey today and make it easier for you to purchase your new home!

LEARN MORE >>


Trinity Debt Management

TRINITY DEBT MANAGEMENT SUCCESS STORY

Despite being ineligible for a consolidation loan, a member with $14,000 across three credit cards at 29% interest saw a reduction to 7.3%. Monthly payments dropped from $488 to $335, with $260 now going toward the principal. This change saved her nearly $6,000! 

Get a complete analysis of your financial situation and formulate a strategy that best suits your needs.

GET STARTED >>


TurboTax

SAVE MONEY WITH TURBOTAX

Membership has its rewards! This tax season you can now get the biggest savings on tax prep services and expert tax help. Plus, enter for a chance to win $10,000 from Love My Credit Union® Rewards.

LEARN MORE >>


Holiday Hours

HOLIDAY CLOSINGS

Memorial Day:
Monday, May 27, 2024: Closed

 

Stay connected with your accounts through Online Banking: www.u1cu.org/mobile.
For a complete list of holiday closings, visit www.u1cu.org/holiday-hours.


Protecting Your Online Security

PROTECTING YOUR ONLINE SECURITY

If you’re known to dabble in a little online browsing, odds are you’ve encountered a pop-up once or twice. There are times when a user may think, “Wow, that’s a great deal!” and click on a pop-up. To those users: put down the mouse. Why? That pop-up could be malicious or dangerous.

One of the most common attacks we see occurs when you visit a site and a pop-up appears that says, “Your computer is infected! Download our antivirus now!” If you click on this, a bogus virus scan will start. After the “scan” is completed, you’ll be asked to pay for a full-version of the software or to call a helpline to connect with a support representative.

Spoiler alert: The software is not real, and the fake support representative will take control of your computer to try and “fix” the issue but end up causing more damage.

PREVENT POP-UP ATTACKS >>


Financial Spring Cleaning

FINANCIAL SPRING CLEANING

As we anticipate the freshness of spring, it's the perfect time for a bit of financial spring cleaning. Did you know that U1's Money Management tool is a valuable part of our services? It allows you to effortlessly manage your finances by tracking account activity from U1 and other financial institutions all in one place.

  • Set parameters to hit your budget and savings goals.
  • Detailed transactions for personal accuracy.
  • Easily access Money Management under the 'Manage Money' tab on your Online Banking Dashboard.

Let U1's Money Management tool be your guide to a financially refreshing season. Happy spring cleaning!

LEARN MORE >>


News & Events

UNITY IN THE COMMUNITY BLOOD DRIVES

DAYTON, Ohio – Chaminade Julienne High School completed its seventh annual “Unity in the Community” campaign with rival Carroll High School by presenting the $1,000 Unity Award to the University of Dayton “Active Minds” chapter at halftime of the Jan. 12 men’s basketball game in the CJ gym.

READ THE FULL PRESS RELEASE >>

Unity In The Community

MIAMISBURG, Ohio – Friendly rivals Miamisburg and West Carrollton High Schools completed their 10th annual Unity in the Community Campaign by joining together to help save lives, and to help “man’s best friends” at the Greater Dayton Lab Rescue.

READ THE FULL PRESS RELEASE >>

Read The FUll Press Release

 

KETTERING, Ohio – Kettering crosstown rivals Fairmont and Alter High Schools clashed on the Trent Arena court Feb. 6 then gave unified support for saving the lives of people and pets with the ninth annual “Unity in the Community Award” halftime presentation.

READ THE FULL PRESS RELEASE >>

Read The Full Press Release


Dayton Live U1 Music Series

U1 MUSIC SERIES 

Don't miss out on the unforgettable experiences waiting for you at Dayton Live's U1 Credit Union Music Series. Secure your tickets now and ensure that the rhythm of excitement is part of your memorable moments!

For additional information or to purchase tickets, please visit daytonlive.org.

Dayton Live U1 Music Series

SCHEDULE

• Red Hot Chilli Pipers: March 21, 2024
• Classic Albums Live Performs Pink Floyd: April 6, 2024
• The Piano Guys: November 15, 2024


Schedule an Appointment

Enroll in Mobile and Online Banking

Open a Holiday Account

Locations & ATMs


*Welcome Home funds are available for a limited time, promotion offered at U1’s or Federal Home Loan Bank’s discretion. Limitations may apply. Grants are limited to $25,000 for homebuyers who are honorably discharged veterans, active duty military personnel, reservists or surviving spouses of service personnel and $20,000 for all other homebuyers. Available for qualified applicants on new home purchase loans only. Contact our mortgage number (800.762.9555, ext. 424) for more information.

https://www.u1cu.org/  
u1cu.org

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Student Loans

Get the money you need for school. Our partnership with Sallie Mae® could help you find which loan is right for you! Learn more here

Member Eligibility

U1 membership eligibility is available through many outlets. Find out how to become a
U1 member here.

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