System Upgrade - Important Information: Online & Mobile Banking are now available. The External Loan Payments feature is available, but some members may need to re-link external accounts. Keep an eye on our website for important updates. Thank you for your patience and understanding. 

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U1 Fall Newsletter 2025

Home > About U1 > News & Events > U1 Fall Newsletter 2025

Home > About U1 > News & Events > U1 Fall Newsletter 2025

Universal 1 Credit Union

      FALL NEWSLETTER 2025

Home Remedy Loan

SYSTEM UPGRADE

Have Questions About Our System Upgrade? For quick answers, visit our FAQ's page and check out our Online and Mobile Banking Tutorials. These resources are a great first step for help with common questions. 

If you have any questions, please reach out to Member Services:

800.543.5000 option 0 | memberservices@u1cu.org

Scholarship Winners

RIVER PARK RENOVATIONS

River Park Renovations Under Way

the River Park ATM will be unavailable from approximately September 8 through September 19. Once complete, the ATM will be in a new, more convenient location in the parking lot for easier access.

We’ll continue to keep you updated through signage, website updates, and online/mobile notifications. We look forward to sharing the finished space with you soon.

Members can access alternative ATM locations at nearby U1 Service Centers or through Shared Branching locations.

NEARBY U1 SERVICE CENTERS

Huber Heights:
2933 Harshman Road
Huber Heights, OH 45424

Beavercreek:
2450 Esquire Drive
Beavercreek, OH 45431

Sugarcreek:
6270 Wilmington Pike
Sugarcreek Twp, OH 45459

SHARED BRANCHING LOCATIONS

Visit:
u1cu.org/anywhere

Text:

You can text your zip code to 91989 for the nearest offices and ATMs.

As we complete our renovation, we want to thank you for your understanding and for being a valued member.

 

AI Cybersecurity

2025 ANNUAL MEETING

Our Annual Meeting will be held on Tuesday, January 21, 2025, at 4:00 p.m. Like our previous meeting, this year's meeting will be held virtually. Keep an eye on your email and our website for information on how to submit your eProxy and access the virtual meeting.

GBQ PARTNER NOTICE

Annually, a randomly-selected group of members will receive an account verification letter in the mail from our auditing firm, GBQ Partners. If you receive one of these letters, please complete it and return in the postage paid envelope that accompanies the letter. Thank you for your cooperation.

U1's Free Shred Day

U1 FREE SHRED DAY AUGUST 16

Free Shred Day

We are pleased to announce our Community Shred Event for the year will be held on Saturday, August 16, 2025. The location for the Shred Event will be near U1's River Park office and traffic will be directed to the parking lot adjacent to 1 River Park Dr. Dayton, OH, between Dayton Board of Realtors and the Marriott Hotel.

The event will run from 10:00 am - 1:00 pm or until the trucks have reached capacity.

Drivers must remain at their cars while documents are being unloaded and shredded. All documents will be monitored, protected and shredded by ERTH Systems Shredding, Dayton's hometown family-owned and operated shredder where all documents will be securely shredded on-site, guaranteed to be serviced by an owner. 

LEARN MORE >>

Holiday Hours

HOLIDAY CLOSINGS

Columbus Day:
Monday, October 13, 2025: Closed

Veterans' Day:
Tuesday, November 11, 2025: Closed

Stay connected with your accounts through Online Banking: www.u1cu.org/mobile.

For a complete list of holiday closings, visit www.u1cu.org/holiday-hours.

River Park Renovations Under Way

2025 RIVER PARK RENOVATIONS

 

We’re currently undergoing renovations at our River Park Service Center to create a more modern and efficient experience.

Thank you for your patience and support as we make these exciting changes. Keep an eye on our website and your email for updates and expected renovation dates.

GET THE LATEST UPDATES >>

School Supply Drive 2025

SCHOOL SUPPLY DRIVES

School Supply Drive 2025

U1 is holding its 2025 School Supply Drive from June 2 through July 26 at participating U1 locations. We're collecting new school supplies to help students in our community start the school year strong!

School Supply Wish List:
girls and boys backpacks, crayons, scissors (blunt), scissors (pointed), erasers, glue sticks, pocket folders, notebook (wide), notebook (college), pencils, markers (bold), markers (fine), colored pencils, filler paper (wide), filler paper (college), binders, rulers, pencil boxes, pencil/binder pouches, pens, highlighter, mechanical pencils, glue bottles, cap erasers, red pens, dry erase markers, composition books, pencil sharpener, dividers, index cards, 3 subject notebooks (college)

Please Note: Our River Park location will not be participating this year due to ongoing construction.

Thank you for helping us make a difference—one backpack at a time!

What our Members are Saying
WHAT OUR MEMBERS ARE SAYING

Our members' praises say it all — Congratulations to our U1 employees and service teams for showing what it truly means to care. Your commitment and compassion continue to make a lasting impact on those we serve.

“The amount of help and courtesy I received from the branch in Vandalia has been amazing. Taylor has been helpful in helping me stay on track with my payments and finances. She is the best.”

"Several members of the staff have helped me. They helped me open an account online, get a credit card, and have helped me order checks and get online banking. Thank you for your excellent member service. You have shown that you truly care about me!" ~ Christy H.

Exclustive Member Ticket Giveaway

EXCLUSIVE MEMBER REDS TICKET GIVEAWAY

Exclustive Member Ticket Giveaway

As a valued U1 member, you have an exclusive opportunity to win four (4) tickets and a parking pass to the Friday, July 25, Cincinnati Reds game against the Tampa Bay Rays at 7:10 PM!

Don’t miss your chance to cheer on the Reds with friends or family! The giveaway ends June 30, 2025. The winner will be notified on or around July 7, 2025.

Thank you for being part of U1—good luck!

ENTER TODAY >>

Rose Music Center 2025 Calendar
ROSE MUSIC CENTER 2025 CALENDAR

We are proud to showcase the U1 Box Office at the Rose Music Center. Save money on ticket fees by purchasing your tickets in person at the U1 box office!

For additional information or to purchase tickets online, please visit
The Rose Music Center U1 Box Office.

View The 2025 Event List
for upcoming shows and details!

**APR = Annual Percentage Rate. Loan rate not lower than 6.88%. All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. No closing costs with a $15,000 minimum initial loan amount; cannot be used towards U1 existing loans or debt. Property insurance is required. Flood insurance and Private Mortgage Insurance (PMI) may be required. Program subject to change. Promotion ends on December 31, 2025.


**All loans subject to approval. Rates, terms and conditions vary based on creditworthiness and amount financed. Rates and terms subject to change. U1 will provide a credit of up to $450 toward the cost of the appraisal. Only valid for mortgage loans financed and refinanced through U1. Application closed by December 31, 2025. No minimum loan amount.



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