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Thursday, May 28, our River Park ATM is being replaced and will be closed.

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U1 Internet Banking
Don't Get Scammed

Common Scam Types:

  • Debt collection/relief calls

-Scammers posing as debt collectors to get you to pay for debts you do not or no longer have.

  • Wire or money transfer fraud

-If someone you don’t know asks you to wire money, this is a red flag. Scammers often use wire transfers to steal money.

  • Foreclosure relief scams

-If you’re struggling to make mortgage payments, scammers make false promises of saving you from foreclosure.

  • Mortgage closing scams

-Targeting home buyers nearing the closing date and attempting to steal their closing funds and/or down payment by posing as real-estate agents, title company, escrow officer, etc.

  • Grandparent scams

-Scammers posing as a grandchild or relative and asking you to wire money or send a gift card to help get them out of trouble.

  • Imposter scams

-Scammers trying to convince you to send money by pretending to be someone you know or trust like a government employee or charity organization. Check out these tips from Consumer Finance Protection Bureau on protecting your money from bogus charities during the holiday season.

  • Lottery or prize scams

-A phone call or email congratulating you on winning a prize or trip and then asking for payment on fees or taxes.

Here are ways to spot a scammer and how you can protect yourself from some of these scams: How to Spot a Scammer

It can be difficult to tell when it’s a scam or whether it’s real. Find out how to tell the difference between a legitimate debt collector and scammers.

The most important thing to remember is to NEVER give out any personal or financial information over the phone or email unless you deem them a trustworthy source.

If you have any questions or concerns about emails, websites or unsolicited calls related to Universal 1, please email our Compliance department at You can also call our eCommerce representatives at 800-543-5000 option 0 or 937-431-3100 option 0.

We are available Monday - Friday from 8:30 a.m. to 6:00 p.m. and Saturday from 8:30 a.m. to 12:30 p.m.

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