Common Scam Types:
- Debt collection/relief calls
-Scammers posing as debt collectors to get you to pay for debts you do not or no longer have.
- Wire or money transfer fraud
-If someone you don’t know asks you to wire money, this is a red flag. Scammers often use wire transfers to steal money.
- Foreclosure relief scams
-If you’re struggling to make mortgage payments, scammers make false promises of saving you from foreclosure.
- Mortgage closing scams
-Targeting home buyers nearing the closing date and attempting to steal their closing funds and/or down payment by posing as real-estate agents, title company, escrow officer, etc.
- Grandparent scams
-Scammers posing as a grandchild or relative and asking you to wire money or send a gift card to help get them out of trouble.
- Imposter scams
-Scammers trying to convince you to send money by pretending to be someone you know or trust like a government employee or charity organization. Check out these tips from Consumer Finance Protection Bureau on protecting your money from bogus charities during the holiday season.
- Lottery or prize scams
-A phone call or email congratulating you on winning a prize or trip and then asking for payment on fees or taxes.
Here are ways to spot a scammer and how you can protect yourself from some of these scams: How to Spot a Scammer
It can be difficult to tell when it’s a scam or whether it’s real. Find out how to tell the difference between a legitimate debt collector and scammers.
The most important thing to remember is to NEVER give out any personal or financial information over the phone or email unless you deem them a trustworthy source.
If you have any questions or concerns about emails, websites or unsolicited calls related to Universal 1, please email our Compliance department at email@example.com. You can also call our eCommerce representatives at 800-543-5000 option 0 or 937-431-3100 option 0.
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