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News & Events

  • Summer Newsletter (June 24, 2020)
    • Support & Information related to COVID-19Universal 1 Spring Newsletter
    • Funds Availability Policy Change
    • Financial Toolkits 
    • COVID-19 Scam alerts and updates
    • U1 Mobile Banking Beginner's Guide
    • 2020 Glen R Kershner Memorial Scholarship Winners 
  • Kettering Office Closing (May 29, 2020)

    With members moving more toward digital banking and less to onsite, in-office banking and fewer needing to come into the branch office, it has been decided to redirect our resources to better benefit and serve our members.

    Effective June 30, 2020, we will be closing our Kettering branch office location.  Any member currently using this branch will be able to bank in person at the following nearby locations:

    • Sugarcreek (within 4 miles):
      • Located at 6270 Wilmington Pike, Sugarcreek Township, Ohio 45459
      • This branch offers the convenience of a drive-thru, onsite ATM and night deposits
    • River Park (within 6 miles):
      • Located at 1 River Park Dr., Dayton, Ohio 45409
      • This branch offers the convenience of onsite ATM and night deposits
    • Beavercreek (within 7 miles):
      • Located at 2450 Esquire Drive, Beavercreek,  Ohio 45431
      • This branch offers the convenience of a drive-thru, onsite ATM and night deposits

    U1 members can also utilize Shared Branch locations to make deposits, withdrawals, loan payments and more.  Visit to find ATM and Shared Branch locations.
    Visit for additional details. 

  • 2020 Glen R Kershner Memorial Scholarship Winners (May 14, 2020)

    Universal 1 Credit Union (U1) members, Nicholas Haehn of Springboro High School and Tyler Jachimski of Carroll High Schoolausfeld were each awarded this year’s Glen R Kershner Memorial Scholarship of $1,000.00. The 2020 graduates have built an impressive list of accomplishments that has provided many opportunities for scholarship offers and grants to attend major universities.

  • COVID-19 Scams (April 2, 2020)

    Coronavirus ScamsWith many people facing financial challenges, cybercriminals are taking advantage by creating various scams in order to obtain access to your personal information and money. To help, we're highlighting some of these scams so you're aware and vigilant during such a vulnerable time.  

    Something to keep in mind with the amount of scams going on: Any email, text or phone call asking for personal or account information, cash, gift card or money wires are red flags and most likely a scam. 

    See tips and a list of scams to be on the lookout for here

  • Coronavirus (COVID-19) Awareness (March 12, 2020)

    At Universal 1 Credit Union, member and employee safety is our #1 priority.  U1 is closely monitoring the evolving circumstances related to the Coronavirus (COVID-19). We have created an assessment team which is dedicated to meeting and reviewing the most current guidance from the Centers for Disease Control and Prevention (CDC), World Health Organization (WHO), and state and local authorities to make proactive adjustments to our preparedness and response plan.

    As new information arises, our assessment team will update our website to ensure proper communication to you.  While we do not know how impactful the coronavirus will be, rest assured that our Business Continuity plan is in place and we do not anticipate any impact to our daily operations. 

  • Spring Newsletter (February 21, 2020)
    • 2020 Glen R Kershner Memorial Scholarship deadlineUniversal 1 Spring Newsletter
    • U1 Home Buyer Assistance Grants
    • TurboTax member discount
    • Sprint member discount
    • Online dating & social networking scams
    • Unity in the Community
  • Unity in the Community 4 (January 10, 2020)

    Universal 1 Credit Union Unity in the CommunityDAYTON, Ohio – Rivals Chaminade Julienne and Carroll High Schools battled on the basketball court with CJ claiming an overtime thriller. But they declared truce at halftime as they celebrated their third annual “Unity in the Community” campaign with the presentation of the $1,000 Unity Award to Ohio’s Hospice of Dayton.

  • Unity in the Community 3 (January 7, 2020)

    Unity in the Community Fairmont vs. AlterKETTERING, Ohio – Rivals Fairmont and Alter High Schools joined forces to help fight world hunger in their fifth annual “Unity in the Community” campaign by dedicating the $1,000 Unity award to the Lesotho Nutrition Initiative in a halftime presentation at the Jan. 4 Fairmont-Alter basketball game. “Unity in the Community” is a partnership between Archbishop Alter and Fairmont High Schools, Community Blood Center and Universal 1 Credit Union. Both schools host fall blood drives and jointly present a $1,000 award sponsored by Universal 1 to a designated charity.

  • Unity in the Community 2 (December 19, 2019)

    Riverside Stebbins & Fairborn High School help needy families with Unity in the Community Award. Mad River Lions Club was the recipient of the Universal 1 $1,000 award. Read the full press release.
    Universal 1 Unity in the Community Award

  • Unity in the Community (December 16, 2019)

    West Carrollton and Miamisburg High Schools celebrated completion of the sixth annual “Unity in the Community” campaign by presenting the $1,000 Unity Award for 2019 to CARE House of Dayton during halftime of the rivals’ Dec. 14 basketball game at West Carrollton. Read full press release.
    Unity in the Community West Carrollton vs Miamisburg High School

  • Holiday Newsletter (November 14, 2019)
    • 2020 Glen R Kershner Memorial ScholarshipUniversal 1 Holiday Newsletter
    • Blog - How to save during the holidays
    • eProxies
    • Holiday Closings
    • In the Community
  • Spoofing Calls (November 11, 2019)

    If you receive calls that appear to be from a U1 number and the caller claiming to be from our fraud department, this is a spoofing attempt. The individuals will request personal account information and attempt to takeover the account. As a reminder, U1 will NEVER call or email you asking for personal or account information. If you have any questions or concerns about emails, websites or unsolicited calls related to Universal 1, please call our eCommerce representatives at 800-543-5000 option 0 or 937-431-3100 option 0.

  • Cybersecurity Awareness (November 1, 2019)

    October is National Cybersecurity Awareness Month. Our blog post this month focuses on what steps you can take to stay safe and secure online, as well as providing several resources for positive cybersecurity habits. 

  • Fall Newsletter (August 26, 2019)
    • Shred EventU1 Fall Newsletter
    • Mobile eStatements - coming soon!
    • RSM Notice
    • Holiday Closings
    • Home Remedy Loans
    • In the Community
  • 2019 Thursday Night Lights (July 20, 2019)

    U1 will proudly sponsor the 2019 Thursday Night Lights (TNL) Scholar Athlete of the Week for the third consecutive year. This Emmy-nominated national program brings live high school football game coverage to the Miami Valley. Each week, two Scholar Athletes from participating schools will receive a U1 Scholar Athlete of the Week plaque and the exclusive opportunity to compete for a $5,000 scholarship from U1. The first of 10 games begin with Archbishop Alter @ Fairmont on August 29 at 7 p.m. See the complete schedule

  • Attention Homeowners (June 17, 2019)

    Members whose homes were affected by the Memorial Day tornadoes are able to apply for the Ohio REALTORS Housing Disaster Relief Fund. The $1,000 grant is non-repayable and will be issued on a first come, first serve basis. Apply or learn more.
    Be sure to follow these steps to avoid complications or being scammed before signing any sort of contract on home repairs.

  • 2019 Memorial Scholarship Winners (May 15, 2019)

    Universal 1 ScholarshipCongratulations to U1 members, Cody Clark, Keenan McCormick and Benjamin Zeiser for being awarded this year's $1,000 Glen R Kershner Memorial Scholarship! View the full press release.

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